You’ve had a vision of your perfect business, you’ve got the skills to deliver, and the enthusiasm to break from the 9-5 and branch out on your own, but have you considered the financial aspects of a new start-up? Many businesses fail in their first year, and few will survive to year five — scary statistics. How can you ensure your business exceeds expectations and celebrates its sixth, seventh, eighth anniversary? There are a few simple steps you can follow to build your bus